Planned Giving
It is widely known that contribution, giving back or leaving a legacy is seen as one of the highest needs of the human experience. Indeed, we are constantly moved by the gifts and acts of kindness that take place around us and how we feel when we contribute. Perhaps you aspire to create a legacy but have not found a way to do this. How can you help those who cannot help themselves and know that it is being done in both a loving and responsible way? Planned giving offers a number of ways for you to give back to the Napa Valley community and support Napa Valley Hospice & Adult Day Services long into the future.
Please browse the table below for information on the most common planned gift arrangements. If you have any questions or wish to discuss making a planned gift, please contact Joanne Sutro, Director of Development & Communications at 707.258.9080 or jsutro@nvhads.org.
Learn more about our Legacy Society.
Download Planned Giving Brochure
Download Charitable Gift Brochure
Here are ways that you can help
Bequests
A bequest is a gift included in your will or trust. A bequest can designate a specific monetary amount, a percentage of your trust or estate, a specific piece of property, or a percentage of the ‘residue’ of your estate. Call us to learn the specific wording to use in your will.
Stocks and Securities
Using stocks, bonds or mutual fund shares to make your gift to Napa Valley Hospice & Adult Day Services will cost you less than the stock is currently worth. Your deduction is based on market value, but you incur no capital gains liability on the transfer to us. It’s a valuable tax benefit, and we can work with your broker to make it easy.
Charitable Gift Annuities
A charitable gift annuity is a simple agreement that exchanges a gift to Napa Valley Hospice & Adult Day Services for secure, guaranteed income for life. In addition to an immediate income tax deduction, a charitable gift annuity can also provide you with capital gains tax and estate tax advantages.
IRA’s and Retirement
The balance remaining in your retirement account after your death is often subject to a double taxation if it passes to your heirs – taxed both as income and as an estate asset. The result is that up to 75% of the value may have to be paid toward taxes. By designating the remaining balance of your retirement account to Napa Valley Hospice & Adult Day Services and using other assets for gifts to your family, you can make a sizable charitable contribution while still providing for your loved ones.
Charitable Remainder Trust
A charitable remainder trust enables you to provide income for yourself and your loved ones, and also make a meaningful gift to Napa Valley Hospice & Adult Day Services. A donor may transfer cash, securities, real estate, or other property to a charitable remainder trust with a fixed or variable payout rate for a fixed term. At the end of the term, the assets remaining in the trust are used to support NVHADS. With the method you (the donor) would receive an income tax deduction in the year you created the trust.
Real Estate
Real estate gifts can be made in a wide range of ways that offer many possible tax benefits for you and your heirs. There are many options for making these gifts – you can give real estate outright, transfer it in a part-sale part-gift arrangement or use it to fund an annuity which will give you income for life. You can even give your residence and reserve the right to continue to occupy it throughout your lifetime.
Charitable Lead Trust
Charitable lead trusts are often viewed as the opposite of charitable remainder trusts. A donor transfers property to the lead trust which pays a percentage of the value of the trust assets, usually for a term of years, to Napa Valley Hospice & Adult Day Services. At the end of the trust term, the remaining assets in the trust and any growth it has realized are returned to you or passed to your heirs.
Life Insurance
Gifts of life insurance can be made by either assigning ownership of your policy to Napa Valley Hospice & Adult Day Services or by naming us as a beneficiary of the policy. Life insurance is also a wealth replacement tool to help you make charitable gifts through your estate while also providing for your loved ones.